Employment termination is ugly. Loss of LTD benefits is uglier.

Source: 2018 ONCA 381 (CanLII) | CanLII

It’s common to see employees subject to termination lose access to LTD benefits. This becomes a very serious matter when the employee becomes disabled before or in and around the termination date. This case says that on the language of that contract the employee could access LTD benefits even after resigning from the employer.